How to qualify for Medicaid in Florida?
There are several Medicaid care programs that people in Florida can be eligible for. Some programs have somewhat different criteria for qualifications and benefits.
An individual must meet the financial and health conditions of the State to qualify for Medicaid in Florida. Medicaid covers a wide variety of healthcare expenses, including visits and prescriptions from doctors, but seniors may get extra benefits.
Medicaid can apply to rehabilitation, skilled nursing care, personal assistance, and long-term care for eligible seniors with low-income status.
By default, Medicaid would cover all forms of long-term care for adults aged 65 years old and above, including assisted living and adult daycare.
To qualify for Medicaid in Florida, other eligibility requirements are required to be met apart from the 64-year-old age standard which includes:
1. Medicaid eligibility Health requirements
To qualify for a long-term Medicaid care policy, an individual must meet the health requirements of the program. It depends on what level of care a person needs. Medicaid demands to know whether a person requires care 24/7, or whether they can survive without much assistance and if so to what degree.
An individual must demonstrate a nursing home level of care to qualify, meaning that they need constant supervision and assistance to complete their daily living activities. Some seniors gladly chose to agree to care which Medicaid won’t cover.
And if a person requires Medicaid’s assistance to pay for their long-term care, they must undergo a health screening to validate their medical and healthcare needs.
2. Medicaid eligibility for financial requirements
The financial requirement criteria to qualify for Medicaid in Florida requires that an individual must not have sufficient assets or income to pay for the expenses of their healthcare.
Medicaid evaluates the capacity of an individual to pay by looking at the monetary value of his / her resources.
If an individual makes too much money per month or their assets are too valuable in compliance with the requirements of Medicaid, they must participate in a spend-down period with Medicaid or pay privately for their healthcare. Medicaid independently measures assets and income when determining a person’s financial requirements.
3. Income requirements
In addition to assets, Medicaid considers a person’s monthly income when determining their eligibility for benefits. Medicaid describes income as any funds earned on a regular, month-to-month basis by the applicant.
To Medicaid applicants, Florida has an income cap of $2,349 which an individual cannot exceed if they wish to receive benefits.
Married applicants with a community partner can, however, maintain part of their income without it being counted against their income cap.