Eligibility for a Florida Medicaid Long Term Care application can be a very complex process. You might not know where to start to get Medicaid Long Term Care. If you’ve checked Medicaid Long Term Care requirements, you may find you are extremely frustrated and this is where an experienced attorney at the Finity Law Firm will help you find the answers if you’ve been confused.
The laws, rules, and application process may vary in every State. If you are in Florida, you need to understand that the process may be different than in other states.
This article will discuss how you can get Medicaid Long Term Care if you are based in Florida.
Getting Medicaid Long Term Care in Florida
There may be a stage when you’re preparing an estate plan, you may start thinking about the Medicaid Long Term Care program and how it functions. In the State of Florida, the responsibility for Medicaid Long Term Care rests with the AHCA. Medicaid Long Term Care helps the elderly and the handicapped with the costs of nursing care and other medical expenses. Eligibility to get Medicaid Long Term Care will depend upon your financial and income requirements.
Not every elderly and the handicapped are entitled to get Medicaid Long Term Care in Florida as requirements need to be met. The government simply states that to get Medicaid Long Term Care in Florida, you need to be a Florida resident, needing health care/insurance assistance, and whose financial situation would be characterized as low income.
However, the rules and laws include meeting certain income levels, assets, health, and financial requirements to get Medicaid Long Term Care. Individuals who do not meet the requirements prescribed in Florida usually get their applications denied and are unable to get Medicaid Long Term Care in Florida.
Medicaid Long Term Care Plans in Florida
For each Medicaid plan, the financial conditions and the medical requirements vary. If you are rejected for one Medicaid plan, you may be eligible to get Medicaid for a different type of plan.
Following are the different types of Medicaid programs in Florida:
- Institutional / Nursing Home Medicaid,
- Home and Community-Based Services, and
- Regular Medicaid / Aged Blind and Disabled
You cannot qualify for Medicare or Medicare long-term care benefits if you have too many assets or income. Many elderly people would donate money to others, sell assets, or pass assets to others to retain the right to benefits. That has to be done strategically, however; Florida retains a five year lookback period. This means that when you apply for Medicaid for long-term care, the state will look back on the past five years on your finances to assess if you made any non-exempt transfers or financial gifts or not.
Hiring an Attorney for Medicaid Long Term Care
Planning to get Medicaid Long Term Care will be a significant part of your future when you’re no longer working and earning an income. Getting Medicaid Long Term Care in Florida can be very complex and there are several rules that you must abide by to get your application approved. However, if you meet the requirements, you can hire a lawyer to assist you with the process.
The Finity Law Firm will evaluate and identify things you need to take advantage of the Medicaid Long Term Care benefits you are entitled to.