Does your existing income restrain you from being able to afford affordable health coverage? If so, you may want to apply for Medicaid, a government health-care system intended to help low-income families and people access the medical services they need.

Medicaid aims to provide healthcare benefits to less privileged Americans.

It is a medical support program, which allows access to health care for low-income people and families that they may not afford such services.

Medicaid also helps disabled individuals and the elderly with costs such as care in nursing facilities and other long-term medical bills.

The Florida department responsible for Medicaid is the Health Care Administration Agency.

In this article, we will discuss and explain how individuals can apply for Medicaid in Florida.

A young woman talking on the phone next to her grandma as she helps her apply for medicaid in Florida

Applying for Medicaid in Florida

Individuals and families with low incomes living in Florida State can apply for Medicaid. Florida State and Federal governments collectively provide revenue for the Medicaid system. [i]Individuals and families would have to meet eligibility requirements when applying for Medicaid for each of these categories to receive medical care by the Medicaid system.

Generally, the following people can apply for Medicaid in Florida:

  • Adults with a low income

  • Children

  • Pregnant women

  • People who are age 65 or over

  • People with disabilities

For each of the categories, the application conditions differ. Even pregnant women will fall into the Pregnant Women’s Medicaid category for an instant.

Similarly, age limits for the categories Child Only and Medicaid for the elderly and the disabled differ.

The Application Process

Following are the steps which you can take to apply for Medicaid in Florida:

1. Applying on the Medicaid Site

Most people choose to apply online because it is fast and easy. You can do so at the Florida Medicaid web site. Be prepared to respond to a list of health-related questions such as

  •   Where you live,
  •   Your legal status,
  •   Earnings and your household.

Basic information such as your name, address, telephone number, age, and SSN will also be needed. If you work, you will need to have your income checked. You will need that information in your household for everyone.

2. By phone

You can also opt to apply by telephone. It can be done by calling 866-762-2237. You should be ready to be on the phone for a while, so make sure you have all the details you need as mentioned above.

3. By mail

Individuals can apply by mail. This can be managed by downloading and printing Florida Medicaid’s online application and submitting it to their mailing address. Fill the maximum details you can in the form.

If you do not understand a question or are not quite sure how to answer it, leave it blank or you can consult with an attorney at the Finity Law firm.

4. Contacting the Florida State agency

To apply for Medicaid and get further information, you can also contact the Florida Medicaid State agency.

Florida Medicaid Coverage

Medicaid coverage will depend on things like how old the beneficiary is, which system the beneficiary is currently participating in, and even the kind of services that will be medically necessary.

Such services could include community behavioral health, prescription drugs, visual, dental, housing, hospice, nursing home, home medical care, family planning, visits to the hospital, doctor’s visits, and more.

The prescription medications are provided by Florida Medicaid according to a formulary that the recipient will get according to the program set.

Most of the time, prescriptions can cost children no matter how long they are covered.

Many of the medications for adults would also be free, or low pay.

Medicaid Application Process Time

When you apply for Medicaid, it can take days or even weeks to review the Medicaid application according to your particular circumstances.

You may normally speed up the approval process for your Medicaid application by making sure you complete your application and include all documentation needed.

Unless you do not, your process may take longer.

Keep in mind that your eligibility will be reviewed annually once you’re accepted and enrolled.

Planning for Medicaid

To many Americans, Medicaid is a significant source of coverage. This provides comprehensive health care and long-term benefits to those who apply. In some ways, Medicaid provides more benefits than programs such as Medicare.

Medicaid may help you get the long-term healthcare support that you may ultimately need, but to qualify, you must prepare for it.

Through preparing for it, you can safeguard the resources for which you have worked so hard, while also getting the care and benefits that Medicaid can provide.

The Finity Law firm has experience helping individuals to apply for Medicaid while protecting their assets.

If you have questions about how Medicaid could play a role in your estate plan, speak to an expert attorney at our law firm today.

References

  1. Florida and the ACA’s Medicaid Expansion

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